DSCR Loans

Debt Service Coverage Ratio Loans are perfect for real estate investors looking to purchase or cash out existing rental properties. The creditor bases the loan qualification on the cash flow of the property and what percentage of the mortgage payment the tenants rent will cover.

0.75 Available 1.0 Preferred

No Doc Loan - DSCR = Rental Income ÷ Mortgage Payment

Profit and Loss Based Loans

Profit and Loss Based Loans are great for business owners who don't want to use their taxes to qualify or claim a large amount of business tax deductions but have enough cash flow to afford the loan payments. The creditor bases the loan on a CPA prepared profit and loss statement.

Alternative Doc - P&L Only Loans

No Limit Jumbo Loans

No Limit Jumbo Loans are perfect for high net worth individuals who already have enough cash to purchase a property but want to leverage or cash out. Finance any amount with no loan limit.

Ultra Luxury - Commercial - Investment - Vacation Home

Bank Statement Loans

Bank Statement Loans are perfect for people and businesses that don't want to qualify for a loan using tax returns and instead prefer to demonstrate their ability to repay a mortgage loan by showing bank statements.

Alternative Doc - Cash in vs Cash Out